What is your salary really worth?

Work out your take-home pay and see whether your salary is keeping up with prices.

Your salary Example

Net per month

3.277,44 €

Net since 2024
+383,97 € · +13,3 %
Purchasing power since 2024
+10,8 %

Salary history

A salary path, 2020 to 2025 · example. Assumed gross pay, net pay under each year's rules (tax class I, North Rhine-Westphalia), inflation from Destatis.

Your salary has a history.

Save your salaries on your phone. Your salary history shows how your take-home pay has changed and whether you can afford more with it.

Colour scheme of the app preview
Netflation in light mode: a saved example salary and the salary history.Netflation in dark mode: a saved example salary and the salary history.

The looping recording shows the home screen with the salary history, opens the list of salary events and a saved result, and returns to the home screen.

Netflation for Android · example data

Your net pay is just the start.

We answer the questions that come next.

What is your raise really worth?

Compare your raises with inflation to see whether you can afford more today.

  1. Promotion

    3.277,44 €net

    Raise +383,97 €Buying power +10,8 %

  2. Pay rise

    2.893,47 €net

    Raise +41,51 €Buying power −0,7 %

  3. New job

    2.851,96 €net

    Raise +519,07 €Buying power +15,4 %

Example

How much of a raise do you keep?

Work out your raise in the app and see straight away how much extra you’ll take home.

Extra net pay a month on 4.000 € gross
Raisegrossnet
+3 %+120 €+64,40 € +2,5 %
+5 %+200 €+107,09 € +4,1 %
+10 %+400 €+213,00 € +8,2 %

What gross gets you the net you want?

You want net2.605,50 €

You need gross4.000,00 €

When do you start working for yourself?

From this day, your pay is yours.

Tax
48 days
Social security
79 days
For you
238 days

Where do you stand?

−11,2 %below the median of full-time employees

Yearly gross of full-time employees 2025, including bonuses. Your yearly gross in the example: 48.000 €.
Share earning lessYearly gross
10 %33.828 €
30 %44.215 €
50 %54.066 €
90 %100.719 €
99 %219.110 €
Destatis 2025, full-time incl. bonuses

What is your hour worth?

gross
23,08 €
net
15,03 €
per hour at 40 hours a week

With 2 hours of unpaid overtime a week21,98 € gross · 14,32 € net −4,8 %

What your employer pays on top.

Your gross
4.000 €
Employer
+ 846 €

Example: 4.000 € gross a month, tax class I, Berlin, 2026. How we calculate

And everything a salary calculator should do.

  • All six tax classes
  • Your health insurer’s extra contribution
  • One-off payments such as Christmas pay, a bonus or a 13th salary, up to five
  • Tax years 2019 to 2026
  • Company car, company pension, capital-forming payments
  • Church tax and children
  • Share your result as an image
  • German and English, light and dark
  • Your last five calculations

Your gross.
Your net.
The difference.

How much do you take home? How much goes to tax and social security contributions?

One salary. Every share visible. Pick a deduction to understand it.
Gross a month4.000,00 €
Taxes1 item · 13,1 %13,1 %−524,50 €
Wage tax (Lohnsteuer)13,1 %524,50 €

Wage tax depends on your income and your tax class. We calculate it with the Federal Ministry of Finance's official rules for 2026.

Yours to keep65,1 %65,1 %2.605,50 €

This example has no solidarity surcharge and no church tax.

How this example is calculated

In the app you calculate with your own tax class and your health insurer's additional rate.

Example for 2026: 4.000 € gross a month, tax class I, Berlin, statutory insurance, over 23, no children, no church tax.

Wage tax follows the Federal Ministry of Finance's official rules for 2026. All amounts come from the same calculation as in the app, unchanged. Your result can differ, for example through allowances, one-off payments or your insurer's additional rate.

Your numbers
stay with you.

Salary, calculations, salary history: everything stays on your phone. No account, no ads.

Our manifesto
A payslip folds into a phone with a closed lock.