In Germany, talking about pay is still taboo. We think that’s wrong.

Most people talk openly about rent, holidays and energy bills. When it comes to pay, the room goes quiet. We’d like that to change.

Payam Oliver AstheimerFounder of Netflation

We picture a world where people talk about pay openly, without feeling awkward. Where you know what your work is worth and walk into every conversation about pay feeling confident. That’s why Netflation exists.

Talking about pay should be normal.

Plenty of people would rather not talk about money, and least of all about their own pay. Yet so much depends on it: where you live, what you can afford, how you plan your life.

Many of the big decisions come before the first payslip: choosing an apprenticeship, a degree or a job. Interests, grades and opportunities shape those choices, and pay often comes last.

We want pay to be a normal topic, right from the start. So you know what you could earn before you choose your path. What you share about yourself is always up to you.

A salary is worth what it lets you buy.

Your payslip shows a number. What it’s worth shows up in everyday life, from groceries to rent, and over the years. If your net pay goes up 3% and prices rise just as fast, you still can’t afford any more.

The figures for Germany as a whole tell the same story. In 2025, real wages, meaning gross pay measured against prices, were still slightly below their 2019 level. On average, six years without a real gain.

We want you to see what your salary is really worth today and how that changes over the years. Not on average, but for your own pay.

Pay is the whole picture, not one number.

The full picture starts with what your work costs your employer. On top of your gross pay, your employer pays social contributions too. Tax and your own social contributions are deducted from your gross pay. What’s left is your net pay.

Then there’s the whole year: a Christmas bonus, a holiday bonus, other bonuses. The annual total is what lets you compare a job that pays thirteen times a year with one that pays twelve larger amounts.

Once you see the whole picture, you can compare offers and talk about pay with confidence. We make it easy to understand, without the jargon.

What we’re building

Netflation is a gross-to-net salary calculator for your phone, and more than that. You work out your net pay and keep track of how your salary changes over the years. You see how much of each raise is left after inflation, and you can compare the monthly pay of a new offer with what you earn today.

If you want to talk about a result, share it as an image. You can hide the amounts.

We don’t need to know your salary.

Talking about pay doesn’t mean giving everything away. What you share is your call, not ours. Your income says a lot about you: your job, your family, the decisions you’re weighing up right now.

A payslip folds into a phone with a closed padlock.
Your numbers stay on your phone.

That’s why we do the calculations on your phone. Your calculations and your salary history stay there too. No account, no ads. Your salary is not the price you pay for the app.

What this means for your data

We encrypt saved results with a key only your phone knows. There is no cloud backup of your salary data. If you delete it or uninstall the app, it is gone. We don’t have a copy.

Usage analytics and crash reports stay off until you turn them on. You decide on each one separately and can change your mind at any time under Profile › “Data & privacy”. Salary amounts and the numbers you enter are never included.

When you send us feedback, we receive your text, the kind of message, the app version and, if you want a reply, your email address. We don’t attach salary figures or screenshots. Please don’t write salary details into the message yourself.

The app only connects to the internet to send your feedback and any reports you’ve opted into. Neither includes your salary data. The details are in the privacy policy.

We bring the numbers.
The conversation is yours.

As of November 2026. Source (in German): Real wage index of the Federal Statistical Office (Destatis), press release of 27 February 2026.