About the calculations

A guide, not a payslip

The results are non-binding estimates for your planning. They are not tax or legal advice and do not replace a payslip. What counts is your payslip and your tax assessment (Steuerbescheid). For questions, ask your employer, your health insurer or a tax adviser.

Your details are part of the result

Tax year, tax class, federal state, health insurer and your other details determine your net pay. Each result holds for exactly those details. The articles and tables use examples.

Results can differ

Tax allowances, one-off payments, your health insurer's actual additional rate, specifics of your employment or new laws can lead to a different result. For every example we state the tax year and the rules it was calculated with.

You can follow the calculation

We calculate Lohnsteuer (income tax withheld from your pay) with the official rules of the Federal Ministry of Finance, and social security with the official rates of the year you choose. How the example on the home page comes about is explained under “How we calculate”.

Last updated: October 2026